Our Services
Retirement Planning
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Calculating Current Networth
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Calculating Current Inflows (Salary, Rent, Interest etc)
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Calculating Current Outflows (Expenses; Loans; Investments; Insurance etc)
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Arriving at Retirement Corpus Needs, Basis Current Expenses
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Defining Retirement Goal (Intent + Date + Regular Investment Amount)
Retirement Cashflow Analysis
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Analysing Current Income; Expenses and Liabilities
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Assessing Future Income and Expenses
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Calculating Retirement Corpus, Basis CBased on current Expenses
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Mapping the Retirement Goal to Retirement Corpus
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Creating Plans to Achieve the Goals
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Establishing Future Loan and Expenses Guidelines
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Reviewing Plan to Track Progress
Insurance, Investment Review & Optimisation
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Analysing Current Insurance – Term, Health
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Calculating Insurance Need, Basis Income, and Goals
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Creating a Plan to Protect Loss of Income Due to Death, Disease, Disability, and Disaster
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Optimising Current Insurance Policies for Higher Risk Coverage with Same Premium
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Optimising Current Insurance Policies for Same Risk Coverage with Lower Premium
Loan Optimisation
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Analysing Current Loans – Home, Education, Personal
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Prepay or Continue the Loans
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Optimising Loans for Lower Rate of Interest
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Optimising Loans for Reducing EMIs
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Solutions for Recovering Interest through Investments
Tax Planning for Employees & Employers
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Analysing Present Utilisation of Tax Deductions
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Guidance on Optimal Utilisation of Tax Deductions
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Guidance on Selection of Old Tax Regime vs New Tax Regime
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Tax Deferment Solutions like Business Insurance for Employers
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Advantages of NPS for Employees as well as Employers
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Tax Optimisation using Tax Harvesting of Capital Gains / Losses
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Savings on Capital Gains
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One Asset (e.g. Real Estate) to Another (e.g. Mutual Funds / Equities)
Stage of the Life
Exploring Career Options
Need
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Defining Career Path
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Planning for Skill Upgradation & Expenses Involved
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Defining Goals and Allocating Monthly Inflow as per Financial Road Map
Our Products / Services
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Financial Road Map
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Mutual Funds, P2P for Short-Term Needs
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Term and Health Insurance
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Mutual Fund SIPs for Long-Term Goals